BATfinancialwarfromwatchingtwoofChinasInternetfinancialfuturetrend!(FreepaperDownloadCenterNews)fromCITICBankandBaiduinitiatedtheestablishmentof‘ahundredlettersBank’Look,thisisdirectsalesbytheBankofChina’sfirstInternetcompaniesandtraditionalBankjointlyinitiatedtheestablishmentof,andafterAli’snetworkandCommercialBankTencentmicrodifferentpublicbanks.Internetcompaniesintheseeminglyoppositescometogetherwiththebank,indicatingthedomesticInternetfinancialdevelopmentandtoanewstageinthefuturethetwotrends.OwnedfinancefinancialinternetnormalizedInternetDirectbankingisanewmodeofoperationofthebank,itisnotcountertotheentityoutletsandphysicalbasis,theentitydoesnotissuebankcards,customersaremainlyaccesstobankproductsandservicesthroughcomputers,mobilephones,telephoneandotherremotechannels,becausethereisnonetworkoperating---本文于网络，仅供参考，勿照抄，如有侵权请联系删除---expenses,directbankscanprovidecustomerswithmorecompetitivepricesandlowerdepositandlendingfeerate,reduceoperatingcosts,customerfeedbackisthecorevaluedirectbanking,thenewmodelistheInternetagecameintobeing.TheessentialdifferencebetweendirectbankingandInternetbankingare:DirectBankisadivisionofthebankordivision,ratherthananindependentbank;InternetBankisanindependentbank,butintheInternettocarryoutrelatedbusiness.MicroFocusandNetCommercialBankisthefirstprivatepilotbanksapprovedbytheCBRC,alsopureInternetbanking,nophysicaloutlets,thereisnobankamajorshareholder,isentirelydominatedbytheInternetcompany’sbanks.Inthefinancialsectorregulatorythinkingandframeworks,businessdevelopmentdifficulties,notonlylimitedinthebusiness,andinternetbankinginceptionofthehigh-profileteam-buildinghasbecomeakindofnow,leavefromtheExport-ImportBankofChinaDeputyGovernorCaoTong,SeptemberresignedfromthepostofGovernoroftheBankMicroFocus;inchargeofinterbankZhengxinLin,vicepresidentofoperationsinNovemberalsochosetoleave.---本文于网络，仅供参考，勿照抄，如有侵权请联系删除---ExecutivescontinuetoleaveexhibitdifficultInternetbankingdevelopment.Inaddition,InternetbankingandabiglimitationisthatthesettlemententerpriseisnotontheInternet,becauseunderexistinglawsandregulations,alltheagencies,organizations,enterprisesandinstitutionsshouldbeinthebanktoopenasettlementaccount,eveniftheInternetplatformoffundsItshouldbedepositedinabank,clearingthroughthebankingsystem.Thus,webelievethatthefuturewillbedifficultforpureInternetbanksinstarkcontrastwiththesmoothdevelopmentofcommercialbanksledbytheBankofInternet.Foundedhundredlettersfromthebank,wecanseethedirectionofdevelopmentofInternetbankingwillremaindominatedbyfinancialinstitutions,thentherewillbemoreandmorefinancialinstitutionsandleadingmostdeeplyinvolvedinthecaseofInternetfinancialsector.Hundredlettersappearwithacooperativebankisthenatureofthebenchmarkcase,sometimeagoitwasclaimedthatthebankwillbereplacedbytheInternetbankstatementisunlikelytoachieveinashorttime,andbanksarealsoactivelyupgradingtransformationinto---本文于网络，仅供参考，勿照抄，如有侵权请联系删除---financialinstitutionsAfterthecooperationwiththeInternetwilluncoverawholenewroomtogrow,thefutureofInternetbankingwilltendtomake‘financialnormalizationoffinancial,InternetnormalizedInternet.’Internetbankingifself-centered,willperishCITICBankPresidentLiQingping,said:‘BAIXINbankingplatformmustbeabankingplatform,rather...