Task2-6:concludetheinsuranceclauseinthesalescontract•Object:•Beabletoconcludetheinsuranceclauseaccordingtoyourrealneeds・Task2-6:concludetheinsuranceclauseinthesalescontract•Aimofability:•Beabletoconcludetheinsuranceclause.•Aimofquality:•Choosethesuitableinsurancecategoryaccordingtoyourrealneeds・Task2-6:concludetheinsuranceclauseinthesalescontract•Knowledgepoint:•Theadvantagesanddisadvantagesofdifferentkindsofinsurancecategory.•marinecargoinsuranceclauseITaskdescription•DavidsunandPaulhavereachedaconsensusaboutthepriceclause・TheydecidetouseCIFasthetradeterm・•SothesellerneedtoconcludeainsurancecontractwithP1CC.•Nowtheyaretalkingaboutthedetailsabouttheinsuranceclause.IIrelevantknowledge（—）theinsurancecoverageofmarinecargotransportation（二）PICCmarinecargoinsuranceclause（三丿othertransportationinsuranceclause•(―)Scopeofcoverageofinsuranceofinternationalmarinetransportation•1.Risks•2.Loss•3.Expense•4.InsurableInterestRisksthatcouldbecovered海上风险PerilsofSea外来风险ExtraneousRisks自然灾害NaturalCalamities意外事故FortuitousAccidents一般外来风险GeneralExtraneousRisks特殊外来风险SpecialExtraneousRisksPerilsofSeaPerilsofSeaincludenaturalCalamitiesandFortuitousaccidentsthatshipsandgoodsencounterinmarinetransportation.•Category：•1.NaturalCalamities•2.FortuitousAccidents•PartiallossesexceptGA•1.Notforcommoninterestofshipandgoods•2.Notintentionallymade(Byrisks)•3.Onlyincludingdamageoftheinsuredgoods•4.Tobebornebytheinsured(Maybereimbursedbytheinsuringcompany)Comparation:PAvsGA比较项目单独海损共同海损损失的承担者受损者自己承担受益各方根据获救利益的大小按比例分摊IIIIII损失的内容保险标的物除保险标的外，还包括支出的特殊费用ZJ£致损由所承保的风险直接为解除或减轻风险，原因导致船、货受损人为地有意识地造成•Charges•SueandLaborCharges•SalvageCharges•Sue&LaborCharges•AlsocalledSueandrescuingcharges,ordamagepreventioncharges•Chargespaidbytheinsuredorhisagentsforpreventionofexpansionofdamages,incaseofthesubject'sencounteringcalamitiesandaccidentswithinthescopeofinsurance・•Theinsurershallbeobligatetoreimbursethesueandlaborchargesthusincurred,notexceedingamountoftheinsuredvalueofgoods•SalvageCharges•Chargespaidbytherescuedpartiestotherescuingpartiesotherthantheinsuredandtheinsurerwhohassuccessfullyrescuedthegoodsincaseoftheinsuredsubject'sencounteringcalamitiesandaccidentswithinthescopeofinsurance.•CHINAINSURANCECLAUSES(CIC)•CICClause:Jan1,1981revisionbyPICC•ThePeople'sInsuranceCompanyOfChina•Ocean,RoadandRailway,Airway,ParcelPostReceipt•BasicInsurance•AdditionalInsurance•BasicCovers•Maybecoveredseparately,notdependingonadditionalinsurance.•Categories:FPA,WPA,ALLRISKSFPA:FreefromParticularAverage1•自然灾害NaturalCalamities2•意外事故FortuitousAccidents3•—般外来风险GeneralExtraneousRisks4•特殊外来风险•FPA•=GA(1,2,3,4)•+PA(2,3,4)SpecialExtraneousRisks•ScopeofCover•1.TotalorConstructiveTotalLossofthewholeconsignmentherebyinsuredcausedinthecourseoftransitbynaturalcalamities:heavyweather,lightning,tsunami,earthquakeandflood(thunders,hurricane,earthquake,aswellasothernaturalcalamities.).•Thegoodsoneachlighter(驳船)toorfromtheseagoingvesselshallbedeemedaseparaterisk.•2.TotalorPartialLosscausedbyaccidentsthecarryingconveyancebeinggrounded,stranded,sunkorincollisionwithfloatingiceorotherobjectsaswellasfireorexplosion(BothtoBlameCollision,ot...