********毕业论文摘要如今，越来越多的车主、维修厂通过伪造现场实现在自己保险范围内的最大利益化。伪造现场保险公司按理说是不负责赔偿的，而且伪造现场也牵扯到道德问题，作为保险业务的龙头业务的车险业务，伪造现场对于保险公司造成极大损失。所以，应对这些伪造的现场，对于一名车险查勘员来说，应该抵制对方的诱惑，同时有自己的应对策略，保障保险公司的利益，让真正需要保险赔偿的车主得到赔偿。本文通过对现有的一些伪造事故的形式特点，进行分析，然后结合美国反伪造现场的经验，结合现代的发展，给出粗浅的建议。关键字：汽车保险，理赔，诈骗，防范策略I张天齐：交通事故伪造现场案例及应对策略研究AbstractNowadays,moreandmorecarownersandgaragesgainprofitbyforgingthesceneoftheaccidentfromthepropertyinsurancecompany.But,thepropertyinsurancecompanyisnotresponsibleforcompensationifthesceneoftheaccidentisfalse.What’smore,forgingthesceneoftheaccidentisabouttoethicalprinciple,automobileinsuranceisthemostimportantininsurancecompany,forgingthesceneoftheaccidentgivestheinsurancecompanycausehugeeconomiclosses.So,toaaccidentsurveymember,ifyoumeetaforgingaccident,youshouldresistthelureofmoney,atthesametimeyoushouldhaveyoustrategytotheaccident,protectingtheinterestsofyourcompany.Thisthesiswillanalyzesomeforgingaccidents,includingitsformandcharacteristic,andcombiningwiththeexperienceoftheanti-counterfeitingfield,combiningwiththedevelopmentofthemodern,andIwillgiveyousomemysuggests.Keywords:Automobileinsurance,Claimsettlement,Fraud,PreventionstrategyII********毕业论文目录前言.........................................................................................................................................11.绪论......................................................................................................................................21.1本课题研究的意义.......................................................................................................21.2国际保险反欺诈发展形式...........................................................................................21.3研究的主要内容...........................................................................................................32汽车保险的简介....................................................................................................................42.1机动车交通事故责任强制保险的简介.......................................................................42.1.1定义及保险责任（简介）..................................................................................42.1.2责任免除..............................................................................................................42.1.3交强险总结..........................................................................................................42.2商业险的简介...................................................................................................................62.2.1商业险的种类......................................................................................................62.2.2商业险的总结......................................................................................................73汽车理赔的介绍....................................................................................................................83.1汽车理赔的流程...........................................................................................................83.2汽车理赔的总...
