Unit7CashorCheque?PartIGettingreadyExerciseB1.Man:I'dliketoopenasavingsandacheckingaccount.Woman:Ourminimumdepositforasavingsaccountis$25.Man:Whatistheinterestrate?Woman:It's4.5%.Man:Doyouchargeforcheques?Woman:Eachchequethatyouwritewillcost20cents.2.Woman:I'dliketowithdrawsomemoneyfrommysavingsaccount.Teller:Firstyou'llhavetofilloutoneofthesewithdrawalforms.Woman:Oh,no.Itasksformyaccountnumber.Iforgotmybankbook.Teller:I'mafraidyou'llneedthatfirst.3.Man:CanIcashachequehere?Teller:Doyouhaveanaccountwithus?Man:Yes,Ihaveacheckingaccounthere.Teller:Pleasewriteyouraccountnumberonthebackofthecheque.Man:Isthatallyouneed?Teller:CouldIseeonemorepieceofidentification?Man:Willadriver'slicensedo?Teller:Yes.That'dbefine.4.Man:Iwouldliketoaskabouttakingaloan.LoanOfficer:Doyouhaveanaccounthere?Man:Yes,I'vebeenacustomerhereforseveralmonths.LoanOfficer:Howmuchdoyouwanttoborrow?Man:Threethousanddollars.5.Clerk:Yes?Man:Iwanttocashthistraveler'scheque.Clerk:Doyouhaveyourpassport?Man:Yes.Clerk:Thankyou.Signhere,please.Hereyouare.Man:Thankyou.ExerciseCM:Hi,Sis.IjustcameovertodropofftheDVDsyouwanted,and…Hey,wow!Wheredidyougetallofthisstuff?W:Iboughtit.So,whatdoyouthinkofmynewentertainmentcenter?AndtheWidescreenTV•••M:Boughtit?W:••-andmynewDVDplayer.Here,letmeshowyoumystereo.Youcanreallyrockthehousewiththisone.M:Butwheredidyougetthedoughtobuyallthese?Youdidn'tborrowmoneyfrommornanddadagain,didyou?W:ofcoursenot.Igotitwiththis!M:This?Letmeseethat••-Haveyoubeenusingdad'screditcardagain?W:No,silly.It'smine.It'sastudentcreditcard.M:Astudentcreditcard?Howintheworlddidyougetoneofthese?W:Igotanapplicationinthemail.M:Well,whydidyougetoneinthefirstplace?W:Listen.arechanging,andhavingacreditcardhelpsyoubuildacreditrating,controlspending,andevenbuythingsthatyoucan'tpaywithcash••-liketheplaneticketIgotrecently.M:Whatplaneticket?W:Ohyeah,myroommateandIaregoingtoHawaiiovertheschoolbreak,andofcourse,IneedsomenewclothesforthatsoM:Idon'twanttohearit.Howdoesastudentcreditcardcontrolspending?Itsoundsyou'vespentyourselfinahole.Anyway,studentcreditcardsjust1eadtoimpulsespending••-asIcanseehere.Andtheinterestratesofstudentcreditcardsareusuallysky-high,andifyoumissapayment,therates,well,justjump!W:Ah.Thecreditcardhasacreditlimit••M:•••of$20,000?W:No,notquitethathigh.Anyway,••M:I'veheardenough.W:DidItellyouwenowgetdigitalcablewithover100channels?Oh,andhere'syourbirthdaypresent.AnewMP3player••-M:Yeah.Oh,don'ttellme.Chargedonthecreditcard.Listen.Hey,Idon'tthinkhavingastudentcreditcardisabadidea,butthisisridiculous.Andhowintheworldareyougoingtopayoffyourcreditcardbill?W:Um,withmybirthdaymoney?It'scomingupinaweek.M:Hey,let'ssitdownandtalkabouthowyou'regoingtopaythingsback,andmaybewecancomeupwithabudgetthatwillhelpyougetoutofthismess.That'stheleastIcando.PartnUsingabankaccountExerciseATranscriptForeignexchangedealingis,asitsnameimplies,theexchangeofthecurrencyofonecountryforthecurrencyofanother.Therateofexchangeisthevalueofoneunitoftheforeigncurrencyexpressedintheothercurrencyconcerned.Abankmaymakegainsonbuyingandsellingcurrenciesontheinter-bankmarket.Makingaprofitonthetransactionisthebasicideaofforeignexchangedealing.ExerciseBAlex:Goodmorning.Cashier:Goodmorning.Alex:Iwould...Iwouldwanttoknowhowtomakeoutthischeque.Cashier:Right.Erm...doyouwanttodrawoutsomemoney?Alex:Yes,£20.Cashier:£20OK.(Yes)Well,t...