本科毕业设计（论文）人民币升值带来的风险问题探析作者姓名__________________________专业名称____________________________学科门类___________________________指导教师_________________________提交论文日期_____________________成绩评定_________________________摘要改革开放以来，中国的外向型经济不断发展，引起大规模的外商直接在华投资，这无疑使得中国的经济对外贸易依存度增长。在全球经济-•体化和自由化的大背景下，这种进出口长期失衡的状况导致贸易顺差长期居高不下，贸易摩擦增加，人民币升值的压力壇大。此外，自从2008年经济危机后，人民币与世界各大国主要货币的兑换出现升值趋势，严重影响了我国经济持续稳定增长。本文就是深入系统的分析了我国口2005年后人民币升值的背景及原因，并着重探讨了人民币升值过程中对我国经济发展带来的潜在风险，以及就如何进行风险控制提出一些建议以期促进经济健康发展。关键词：人民币升值；风险问题:风险控制AbstractSincethereformandopeningup,China'sexport-orientedeconomycontinuestodevelop,causinglarge-scaleforeigndirectinvestmentinChina,whichwillundoubtedlymakeChina'seconomicforeigntradedependencygrowth・Underthebackgroundofglobaleconomicintegrationandliberalization,theimportandexportoflong-termimbalancesleadtohightradesurplusforalongtime,increasingtradefriction,thepressureofRMBappreciationincreases.Inaddition,sincetheeconomiccrisisin2008,theRMBandthemajorcurrenciesofthemajorcountriesofthemajorcurrenciesoftheappreciationtrend,aseriousimpactonChinarssustainedandstableeconomicgrowth.InthispaperistofurthersystemanalysisthebackgroundandreasonsofChinasince2(X)5oftheappreciationoftherenminbi,andfocusesontheappreciationoftheRMBintheprocessofChinaseconomicdevelopmentbringspotentialrisks,andonhowtocarryoutriskcontrolisputforwardsomesuggestionsinordertopromotethehealthydevelopmentoftheeconomyKeyWords：theappreciationofthermb；problemsofrisk；controlrisk摘要...................................................................IAbstract...............................................................................................................................II一、人民币升值的背景及现状............................................1（一）.............................................人民币升值的背景1（-）人民币升值的现状.............................................2二、人民币升值的原因..................................................4（-）贸易顺差持续过大.............................................4（二）.........................................经济总量持续高速增长4（三）.........................................外汇储备规模持续增加5（四）.......................................国外资本市场的恶意炒作5（五）...............................美国“量化宽松”货币政策的影响5三、人民币升值的潜在风险分析..........................................6（一）汇率风险....................................................6（―）企业风险...................................................12（三）.................................................资本市场风险13（四）.....................................................经济风险14四、加强人民币升值的风险控制的对策与措施.............................15（-）深化体制改革,加强风险控制...................................15（-）正确选择金融工具，有效规避汇率风险..........................16谢辞.................................................................18参考文献.............................................................19一、人民币升值的背景及现状（-）人民币升值的背景1、世...