China’scommercialbanksoninternationalfactoringbusinessdevelopmentandcountermeasuresAbstract:TheinternationalfactoringbusinessofCommercialBanksinChinaisanemergingbreedoffinancialservices,tradefinance,accountmanagement,baddebtguaranteesandmanyotherservicestoeffectivelymeetthecreditandothercommercialcreditwaystoimprovetradingconditions,forimportersandexporterstobringalotofconvenience,hasbeenwidelywelcomedinourcountry,commercialbanksinternationalfactoringbusinesshasnotbeenpromoted,therearemanyconstraintstoitsdevelopment,China’scommercialbanksshouldtakevariousmeasurestofurtherexpandtheinternationalfactoringbusinessdevelopmentspace,sothatitcanmoreeffectivelyservethecountry’sforeigntrade.Keywords:commercialbanks,internationalfactoringbusiness,application,countermeasures.Astheworldeconomycontinuestodevelop,internationalfactoringbusinessasanexportercanensure---本文于网络，仅供参考，勿照抄，如有侵权请联系删除---safereceipt,butalsoforimporterstoprovidebuyer’screditmeansanewtypeoffinancialservices,hasbeenacceptedbymoreandmorebusinesses,becauseitconformstothetrendofglobalizationoftradeinrecentyears,becomethemostimportantfinancialinnovationsintroducedbyChina’scommercialbanksinChina’scommercialbanksandforeignbanksfiercecompetitionininternationalfactoringbusinessisthekeytodeterminetheoutcomeofcompetition,itisforarichvarietyofintermediarybusinessfunctionsperformed,hasbeeninthefieldofinternationalsettlementandfinancingisincreasinglyapparent.First,China’scommercialbanksofinternationalfactoringbusinessovervie(AcommercialbankinternationalfactoringbusinessovervieInternationalFactoring(InternationalFactoring,referstotheexporterstocredit,etc.Acceptanceofgoodssold,thefactoringbusinessbuyingexporter’saccountsreceivable,andtoprovidefinancing,importerscreditrating,salesaccountmanagement,receivablescollectionandotherservicesintegratedfinancialservicesin---本文于网络，仅供参考，勿照抄，如有侵权请联系删除---CommercialBankInternationalFactoringreferstocommercialbanksfortheuseofcreditordocumentsagainstacceptanceofaccountsreceivablefinancingexporters,importerscreditrating,salesaccountmanagement,collectionaccounts,creditriskguaranteestwocombinationsoralloftheservicesandrelatedfeeschargedbyafinancialservicemeansacommercialbankinternationalfactoringbusinessofbankshort-termtradefinancinginone,thegeneraltermfinancingwithinoneyear.Accordingtothebusinesscaseinvolvesfactoringbusiness,commercialbanksinternationalfactoringbusinessisusuallydividedintopairsfactoringfactoringmodeandsinglemode,inwhichpairsofcurrentinternationalfactoringpatternisthemostpopularmodel,China’scommercialbanksparticipatingininternationalfactoringThepractice,alsomainlytakedoublefactoringmode.(Twocommercialbanksininternationalfactoringbusinessdevelopment.InternationalfactoringbusinessinChinastartedrelativelylate,in1988theBankofChinalaunchedthe---本文于网络，仅供参考，勿照抄，如有侵权请联系删除---firstinourinternationalfactoringbusiness,andin1993becamethefirstChinesememberoftheInternationalFactoringAssociation,followedbyBankofCommunications,ChinaEverbrightBank,CITICIndustrialBank,ChinaIndustrialandCommercialBankofChina,alsohavetocarryoutinternationalfactoringbusiness,andhasbecometheFCImemberoftheinternationalfactoringbusinessasanimportantfinancialinnovationsintroducedbycommercialbanks,af...