China’smedicalinsurancesystemreformandthestatusquoandPractice[Abstract]onthisstageofChina’smedicalinsurancestatusofimplementationandproblemsin-depthanalysis,summeduptheoutstandingforeignhealthinsurancepoliciesandsystems,andmaderecommendationstoimprovethehealthinsurancereform,hopingtocontributetothepromotionofhealthcarereform.[Keywords]healthinsurancereformproposals.China’smedicalinsurancedevelopmentstatusandexistingproblems.Withthecontinuousprogressofthenationalmedicalinsurancesystem,ourhealthinsurancebenefitcoveragehasbeenfurtherexpanded,asofMay2010,thenationalmedicalinsuranceforurbanworkers,thenumberofresidentsinMedicareinsuredhasreached401millionpeople,thenewruralcooperativemedicalinsurancereached833millionpeople,theparticipationratereached94.2percent,urbanandruralmedicalassistancetocoveralllowobjectsandfiveguarantees,---本文于网络，仅供参考，勿照抄，如有侵权请联系删除---thesteadyimprovementofthebeneficiarypopulationandthelevelofprotection,Chinahasintroducedanationalessentialdrugsystemtocontrolthepricesofessentialdrugs,sotheimplementationofthispolicyareadrugpricesfellbyanaverageofabout30%,furtherlightentheeconomicburdenofpatients,toreducetheoccurrenceofmedicationoverusephenomenon,countriesalsomakegreateffortstobuildagrass-rootsmedicalinstitutions,toimprovetheconditionsofbasicservices,andimprovebasicservices.1.1lowlevelofsocialization,managementinstitutionsarenotperfect.China’smanagementofthemedicalinsurancesystembypersonnelofhealth,financeandlaborunionsectorseparatelymanageharmonizationsolvedifficultformanyproblemsinthemanagementprocess,theinsurancesystemisnotuniform,resultinginunfairness,lackofuniformswapmechanismlowdegreeofmedicalinsurancemanagementandsocialservices,isnotconducivetothestabledevelopmentofthesocio-economicandallcitizensintheimprovementofthephysicalandmentalqualities.---本文于网络，仅供参考，勿照抄，如有侵权请联系删除---1.2medicalsector,thelackofeffectiveconstraintspolicy.Medicalserviceorganizationsinordertoachievetheirowneconomicbenefitfragmented,thepaymentofthemedicalexpensesaretooflexible,resultinginsomeoftheofficersopenedindiscriminatemedicalexpensesorpersonalmedicalinsuranceaccountstobuydailynecessities,aphenomenoncausedbythecorruptionandwasteofmedicalinsurance,medicalreductionoftheinsurancefund.1.3disadvantagedsocialgroups,medicalinsuranceissues.Forsomeinsuredurbanpoor,itseconomymeagerincomes,leadingtothisstagesufferingfrompatientswithspecificdiseasesandseriousillnessinpatientindividualpaysproportionrelativetothepersonalabilitytopayaheavierburdenonthebankruptcyandclosureofenterpriseswithoutpaymentability.medicalinsurancefollowthefixedincomesupport,theprincipleofbalanceofpayments“,emphasizingtherightsandobligationsofthepeer-to-peerandcannotbeguaranteed,sothispartofthebasicmedicalandenjoytheminimalneedsof---本文于网络，仅供参考，勿照抄，如有侵权请联系删除---disadvantagedgroups,medicalinsuranceproblemstobesolvedthesedonothaveafixedunit,ratherscattered,operationsmanagementmoredifficult,butalsothemaincurrentdifficultinsured.2foreignmedicalinsurancesystemdevelopment.Widelyusedasaworldwidehealthcostmanagementmode,variouscountrieshaveformedtoadapttoeachbusinessmodelofeconomicdevelopment,hasacertainpolitical,economicandhistoricalbackground,therefore,weneedtocarefullyweighthecountriesinthemedicalinsuran...