华府商场风险评估与投保方案设计院系民航与安全工程学院专业xxxx班级xxxx学号xxxx姓名xxxx指导教师xxxx负责教师沈阳航空航天大学2013年3月---本文来源于网络，仅供参考，勿照抄，如有侵权请联系删除---摘要本文通过对华府商场进行风险分析，从而根据实际情况设计投保方案。本文首先介绍了华府商场的概况，对其可能导致事故的各种风险因素进行风险分析；其次，建立风险评价体系，运用层次分析法、模糊数学以及安全检查表法对财产风险以及责任风险进行评估，制定安全检查表并进行打分，确定各个风险的危险等级；最后根据存在的风险确定需要投保的险种，由风险评估的危险等级确定费率浮动的范围，进而确定保费，并根据华府商场的实际情况，制定投保方案，并对其提出整改意见，加大其的安全性。关键词：风险分析；层次分析法；模糊数学；安全检查表；费率浮动---本文来源于网络，仅供参考，勿照抄，如有侵权请联系删除---AbstractThisdidriskanalysisonRichgateShoppingCenter,andaccordingtotheactualsituationdesignedinsuranceprograms.AtfirstthisintroducedanoverviewofRichgateShoppingCenteranddidriskanalysisonavarietyofriskfactorsthatmightleadtoaccidents;Secondly,AHP、fuzzyMathematicsaswellasthesafetychecklistwasusedtodoassessmentonthepropertyrisksandliabilityriskswithestablishingariskevaluationsysteminthis,besidesdrawupsecuritychecksandkeepscorestodeterminetheriskofvariousrisklevels;Finallythiswasbasedonrisksthatexistedandidentifythetypesofinsurance,thenunderthedangerouslevelofriskassessmenttodeterminethescopeofthefloatingrate,futherdeterminethepremium,andthenaccordingtoRichgateShoppingCenter'sactualsituation,designedinsuranceprograms,moreoverproposedreformprogramonitandincraseitssafety.Keywords:Riskanalysis;AHP;FuzzyMathematics;safetychecklist;floatingrate---本文来源于网络，仅供参考，勿照抄，如有侵权请联系删除---目录1引言.....................................................................................................................................11.1研究背景......................................................................................................................11.2研究意义和目的..........................................................................................................12沈阳华府商场简介.............................................................................................................23华府商场初步风险识别与分析.........................................................................................33.1财产风险......................................................................................................................33.1.1建筑火灾风险........................................................................................................33.1.2消防设施................................................................................................................43.1.3安全管理风险........................................................................................................53.1.4电气火灾风险........................................................................................................53.1.5商品性质风险........................................................................................................63.1.6其他风险................................................................................................................63.2责任风险分析................................................................................................